There are a lot of things that drivers do not realize about auto insurance, even if they have been driving for years.  They may not know what liability insurance means, or what full coverage entails.  They may not understand how much cheaper it is to insure an older car than it is to insure a brand new one.  One thing that most drivers have in common is that they do not realize how important safety features are, both in terms of their auto insurance and in terms of allowing them to be safe drivers.

Most cars these days come with airbags.  However, only driver airbags may come standard on some vehicles.  That seems absolutely ludicrous, all things considered.  However, a lot of other automakers are making sure that front side airbags and passenger airbags are standard on new cars.  The same is true of anti lock brakes.  Whereas a few years ago, they were extra features, now they typically come standards.

They all help you to be a safer drivers.  However, depending on your insurance company, they may also make you eligible for a discount with your car insurance rates.